2027 Corporate, Investment Banking and Markets (CIB&M) Full-Time Analyst Program – Sponsor Finance & Direct Lending | New York

MUFG is a global financial group offering a full-time analyst program for recent graduates. The analyst will support Sponsor Finance & Direct Lending activities through credit analysis, financial modeling, transaction underwriting, portfolio monitoring, client coverage, syndication, and structured finance support.

What you'll do:

• Support the credit analysis and management of the Sponsor/Direct Lending business unit
• Perform due diligence on new transactions as well as regularly scheduled evaluation of the existing loan portfolio
• Provide support for evaluating, structuring and negotiating terms and credit agreements with Sponsor clients
• Support the preparation of detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, including the evaluation of company-specific, industry, and regulatory risks; and company historical operating performance, projected operating performance and capital structure
• Modeling skills required for both the credit application process and quarterly review presentations
• Provide support for coverage team’s idea generation and pitch books for Sponsor clients and potential clients and attend client meetings as required
• Provide support for the syndication strategy, including lender presentations and liaison with participant lenders, including banks and private credit firms
• Responsible for the coordination and communication of account information across various constituencies throughout the organization
• Generalist coverage responsibilities including the need to understand current relevant industry conditions in assigned portfolio utilizing internal and external sources
• Oversight of facility closing procedures including both operations and documentation
• Work within deal team environment (with Industry Coverage, Capital Markets, and Syndications) supporting the development and analysis of financing structures/strategies, including leveraged capital markets and other product areas
• Support credit analysis for structured credit transactions (derivatives transactions, margin lending, receivable securitizations, supply chain finance)

What they're looking for:

• Recommended course work in finance, accounting or economics
• Bachelor's degree
• Undergraduate student graduating in Spring 2027
• Work experience in financial institutions or equivalent credit risk related function analyzing corporate customers
• Knowledge of accounting and corporate finance
• Strong written, verbal, and interpersonal skills
• Strong financial modeling skills
• Able to work independently and in teams under pressure
• Technologically savvy and proficient in Microsoft Office (Excel, PowerPoint, Word)
• You work well independently as well as in teams, and collaborate with groups across the organization
• Applicants must be authorized to work in the United States on a permanent basis
• GPA of 3.3 or above is preferred

Benefits:

• This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation.
• Comprehensive health and wellness benefits
• Retirement plans
• Educational assistance and training programs
• Income replacement for qualified employees with disabilities
• Paid maternity and parental bonding leave
• Paid vacation, sick days, and holidays
• The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day.
• You will work alongside MUFG professionals at all levels who will serve as your instructors and mentors.