2027 Operations Summer Analyst Program - Tempe, AZ

MUFG is a global financial group providing banking and financial services to clients, organizations, and communities worldwide. The Operations Summer Analyst Program provides hands-on experience in banking operations through projects and team assignments involving reconciliation, cash flow management, process improvement, data analysis, governance, and financial services operations.

What you'll do:

• Reconcile business transactions, track cash flow, provide services for special commodities and supply chain finance deals, manage loans, or plan/execute/monitor initiatives and projects on a global basis
• Individuals in the Corporate & Commercial Loan Reconciliation job function focus on accurate and timely reconciliation of commercial and corporate loans in the system of record. Responsibilities may include reconciling general ledger accounts; balancing bank-controlled demand deposit accounts (DDA); conducting monthly certification of general ledger balances in our system; of record monitoring and reporting on exceptions; and distributing exceptions to commercial loan processing teams
• Individuals in the Syndicated Loan Servicing focus on tracking and managing syndicated lending transactions, with the bank as serving as either an administrative agent managing information and cash flow between borrowers and lender banks or a lender in a syndicated transaction or a bilateral deal lending directly to a borrower. Responsibilities may include generating invoices, syndicate activity notifications, reconciling general ledgers; supporting the streamlining and automation of loan settlement and servicing; preparing, reviewing, and managing loan documentation; and processing and closing loans
• The Corporate Banking Middle Office Analyst is broadly responsible for coordinating complex syndicated and bi-lateral credit lines, and letter of credit transactions for the Corporate Bank’s lines of business. The Team works closely with the Relationship and Portfolio Managers, ensuring all required documents, reference data, and critical information are reviewed for operational feasibility, optimal execution mechanics, regulatory requirements and mitigation of operational risk. The team partners with various internal counterparties included but limited to Debt Capital Markets, Portfolio/Relationship Management, Loan and Agency Services, Finance, Legal and Trade Services
• An internship within the Internal Control Unit offers a robust foundation of all of MUFG’s Operations as we provide oversight of all business lines. Through meaningful work assignments, mentorship, and exposure to the operational backbone of MUFG Bank, interns will gain valuable insights and skills that extend well beyond the duration of the program. You will gain exposure to the daily operations related to general ledger reconciliations, commercial card settlements and accounting, and key process improvement initiatives for both teams. This role combines analytical work, practical application of regulatory standards such as GAAP principles, and interaction with multiple departments, making it an ideal steppingstone for a career in finance, audit, compliance, or operations management
• Working with the Productivity Enablers team will provide the intern with the opportunity to gain experience in process discovery, data-driven analysis, and workflow optimization. They will also be exposed to how to bridge productivity and connectivity by standardizing tools and processes, leveraging analytics, and enabling near real-time insights—all core to the mission of operational efficiency and effectiveness. The project would include Discovery & Learning: Gaining an understanding of how the team operates and how their tools are used to support analysis. Analysis: Evaluate the effectiveness of a specific operational process by working directly with an operations / production team—to identify gaps or inefficiencies, gain hands-on understanding and cross-functional exposure. Process Improvement Plan: Recommend actionable enhancements to the selected process and develop a project plan. Implementation**:** Collaborating with Prod Enablers/Service Cloud Support, Business Intelligence, IT, and Governance teams to implement workflow improvements aligned with the operations digitization efforts
• Data analysis in Operations will identify trends and opportunities for improvement within the Payment Operations organization. They will assist with process flows and help streamline existing processes to be more effective. Our summer interns will help monitor deliverables and projects related to risk and bank initiatives
• Acting as a Technical Writer, the intern is responsible for developing, revising, and maintaining procedure documentation. This position works with the business units and cross-functional teams to write clear and concise technical documentation that aligns with business practices, and conforms to all legal, regulatory and company standards. Acting as a Governance Analyst, they will work independently to solve data automation within the OGC report. This role will work with business intelligence and data analytics team and Governance subject matter experts to analyze, validate, interpret, and utilize data for consumption by business stakeholders to understand the business data needs and drive business process improvements

What they're looking for:

• Must be graduating in Winter 2027 or Spring 2028 from an accredited college or university
• MUFG will not hire individuals for internships or entry-level positions whose work eligibility is based on their F-1 or other student visa status
• Must be authorized to work in the United States on a permanent basis and would not require visa sponsorship now, or in the future
• Eager to use computer skills and strong proficiency in Excel to research solutions to client problems through resolution
• Strong analytical and research skills
• Detail orientated
• Strong verbal and written communications skills
• GPA of 3.0 or above is preferred
• Undergraduate students preferred
• Exposure to process design/improvement, and/or change management disciplines and experience driving/supporting change initiatives is preferred

Benefits:

• Comprehensive health and wellness benefits
• Retirement plans
• Educational assistance and training programs
• Income replacement for qualified employees with disabilities
• Paid maternity and parental bonding leave
• Paid vacation, sick days, and holidays
• The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day.
• Guided mentorship throughout the summer through an assigned program mentor
• Professional development and business exposure through various summer program activities