Analyst 2 - Credit Risk

## Position Overview As an Analyst II, Credit Risk, you will play a critical role in shaping CarMax Auto Finance’s credit strategies and driving operational excellence. In this dynamic position, you’ll leverage advanced data analytics, statistical modeling, and database tools to analyze, test, and implement credit product strategies that enhance both business performance and customer experience. Your insights will help optimize credit processes, improve originations, and deliver actionable recommendations to senior leadership. You’ll also design and maintain reporting dashboards for key metrics such as originations, bookings, and sales trends, ensuring timely and accurate updates for decision-making. This role demands a strong commitment to compliance and operational risk controls, aligning with CarMax’s reputation for integrity and transparency. ## Team Overview Our success is powered by a customer-focused, data-driven approach and a culture that values collaboration and innovation. As part of the Credit Risk team, you’ll work in a fast-paced, team-oriented environment where your analytical expertise will help develop strategies that keep CarMax Auto Finance ahead of industry trends. We value independent thinkers who are passionate about problem-solving and committed to doing what’s right for both the business and our customers. ## Role Responsibilities - Analyze, test, and implement credit product strategies using statistical and database tools to improve performance. - Identify opportunities to optimize credit and originations processes, enhancing value for both the business and customers. - Design and maintain reporting dashboards for metrics such as originations, bookings, and sales trends. - Deliver insights and updates to senior leadership, supporting strategic decision-making. - Ensure compliance with regulatory standards and operational risk controls, maintaining CarMax’s commitment to integrity. ## Required Qualifications - Bachelor’s degree required. - 0–3 years of experience in an analytical role. - Strong ability to access, manipulate, and interpret data using analytical tools. - Proficiency in Excel, PowerPoint, and general software applications. - Strong communication skills. ## Preferred Qualifications - Degree in an analytical or mathematical discipline. - Experience with database systems and programming tools (e.g., SQL, Python). ## Work Authorization Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role. ## Work Location Associates will have the opportunity to work from our CarMax Auto Finance Office in Kennesaw, GA and associates will work onsite 4 days per week.