Business Strategy Analyst/Data Scientist

SAFCO is a finance company providing responsible auto financing solutions and investing in analytics, servicing strategies, and operational improvements. The Business Strategy Analyst/Data Scientist will analyze loan portfolio and servicing data, develop statistical models and dashboards, and provide recommendations to improve collections effectiveness and business performance.

What you'll do:

• Analyze loan portfolio performance, including delinquency trends, roll rates, payment behavior, recoveries, and charge-offs
• Use advanced SQL to combine, clean, validate, and analyze data from multiple systems
• Develop analytical and statistical models to identify patterns, predict outcomes, and support business decisions
• Segment customers based on risk, payment behavior, and account characteristics to support targeted servicing strategies
• Build and maintain reports, dashboards, visualizations, and performance-monitoring tools
• Identify opportunities to automate servicing and collections workflows
• Evaluate existing processes to uncover inefficiencies, bottlenecks, and improvement opportunities
• Design, implement, and analyze A/B tests for new servicing strategies and customer-treatment approaches
• Evaluate collector productivity, outreach strategies, and campaign performance
• Develop recommendations to improve collections effectiveness, operational efficiency, and portfolio performance
• Respond to ad hoc data and analysis requests from executive leadership
• Partner with business leaders to gather requirements and lead analytical or process-improvement projects

What they're looking for:

• Are you a recent graduate with strong analytical skills and advanced SQL knowledge?
• Are you ready to use data, mathematics, and modeling to solve real business problems?
• New and recent graduates are strongly encouraged to apply
• Professional experience is welcome but not required
• This is a **100% in-office position**, five days per week, at our Pompano Beach, Florida headquarters
• Candidates must live within a reasonable commuting distance or be willing to relocate
• **Advanced SQL proficiency is required.**
• * Bachelor's degree in Mathematics, Statistics, Data Science, Business Analytics, Finance, Engineering, Computer Science, Economics, or a related quantitative field
• * **Advanced SQL skills**
• * Advanced Microsoft Excel skills
• * Strong analytical, mathematical, and problem-solving abilities
• * Ability to interpret data, recognize meaningful patterns, and develop practical recommendations

Benefits:

• Work directly with executive leadership on high-impact business initiatives
• Gain broad exposure to portfolio analytics, servicing strategy, and business operations
• Build new models, reports, tools, and processes from the ground up
• Develop valuable experience in a visible role with meaningful growth potential
• Join a collaborative, performance-focused environment that values new ideas and continuous improvement