Commercial and Investment Bank - Credit Risk Analyst

JPMorganChase is a global financial institution providing banking, markets, securities services, payments, and risk management solutions. The Credit Risk Analyst will analyze and manage credit and counterparty risks for a North American energy portfolio, supporting credit approvals, monitoring exposures, assigning risk ratings, and collaborating with coverage and product teams.

What you'll do:

• Perform comprehensive credit analysis to support approvals for lending and trading transactions, including operating exposures, working independently and within deal teams
• Create written credit approval documents, which include spreading and analyzing historical financial statements and preparing cash flow projections for large corporate borrowers
• Develop well-supported, forward-looking views on company and energy sector fundamentals, including business drivers, financial performance, and key risk factors
• Manage and continuously monitor a diversified portfolio of client credit exposures across energy industry subsectors, ensuring proactive risk management
• Participate in negotiating, finalizing, and executing documentation for loans and derivatives
• Assign and periodically review internal risk ratings, and maintain up to date credit research across the client portfolio
• Collaborate with Investment Banking Coverage, Global Corporate Banking and other product groups on allocation of capital for clients; maintain threshold and industry limits

What they're looking for:

• Bachelor's Degree or equivalent with strong interest in Finance / Economics
• Outstanding verbal and written communication, along with strong inter-personal skills
• Academic training in the principals of accounting, corporate finance, capital markets products, and macro economics
• Ability to work well in a team environment
• Proficiency in Microsoft Office Suite, especially Excel, PowerPoint, and Word

Benefits:

• Commission-based pay and/or discretionary incentive compensation for eligible roles, paid in the form of cash and/or forfeitable equity
• Comprehensive health care coverage
• On-site health and wellness centers
• Retirement savings plan
• Backup childcare
• Tuition reimbursement
• Mental health support
• Financial coaching