Credit Analyst Intern - S&G Financial | Jackson, MS

S&G Financial supports the financial operations of Empire Truck Sales and Stribling Equipment, helping customers and dealership partners navigate commercial financing needs. The Credit Analyst Intern will gain hands-on experience reviewing credit information, analyzing financial risk, preparing lending documentation, monitoring accounts, and supporting customer financing and credit operations.

What you'll do:

• Assist with reviewing credit applications, financial statements, payment histories, credit reports, and trade references under the guidance of experienced team members
• Help calculate and interpret financial ratios used to evaluate creditworthiness and lending risk
• Support the preparation of credit summaries, loan documentation, and risk analysis for management review
• Research and verify customer and business credit information using internal systems, credit bureaus, associations, and trade references
• Learn how payment structures, credit terms, equipment loans, leases, and dealer financing options are evaluated
• Assist with monitoring customer accounts and identifying past-due balances, discrepancies, or documentation needs
• Partner with Sales and other internal teams to support customer onboarding, equipment and truck acquisitions, and financing requests
• Communicate professionally with internal teams and, when appropriate, customers to gather documentation and clarify account information
• Maintain accurate records while managing confidential financial information with care and discretion
• Contribute to special projects related to credit operations, reporting, collections, and process improvement

What they're looking for:

• Currently pursuing or recently completed an associate or bachelor's degree in Finance, Accounting, Economics, Business, Statistics, or a related field
• Interest in credit analysis, commercial lending, equipment financing, financial services, or risk management
• Strong attention to detail, sound judgment, and an analytical mindset
• Working knowledge of Microsoft Excel, Word, and Outlook
• Clear written and verbal communication skills
• Ability to manage multiple assignments, meet deadlines, and ask thoughtful questions
• Professionalism and the ability to protect confidential information
• Legal authorization to work in the United States without employer-sponsored work authorization now or in the future
• Ability to work on-site; full-time hours
• Coursework in financial statement analysis, accounting, banking, lending, economics, or data analysis
• Previous internship, office, customer service, banking, finance, or collections experience
• Familiarity with financial software, credit reporting tools, or business analytics

Benefits:

• Paid internship
• Firsthand experience with real-world commercial credit and financing processes
• Mentorship and exposure to experienced finance, sales, and operations professionals
• Opportunities to strengthen financial analysis, communication, and business decision-making skills
• Experience supporting two established dealership organizations serving the trucking, construction, forestry, and heavy equipment industries
• A professional environment where initiative, curiosity, and growth are encouraged
• Successful completion of the internship may lead to consideration for a regular, full-time position with S&G Financial or other employment opportunities within its affiliated companies, based on business needs, individual performance, qualifications, and available positions