Finance Analyst

Coinflow is seeking a Finance Analyst to support the financial operations of its payments business. The role covers liquidity and forecasting, merchant and partner reporting, leadership and board materials, pricing and projections, and AR/AP processes.

What you'll do:

• Liquidity and forecasting: Manage daily top-ups and liquidity tracking across bank and stablecoin accounts, build and maintain a 13-week cash forecast, and evolve it into an automated, volume-driven model
• Merchant and partner reporting: Own monthly merchant and referral partner reports on a standard template and close calendar, then automate them and add merchant profitability views
• Leadership and board decks: Prepare the monthly EOM finance deck and board meeting materials, and build a KPI dashboard that feeds them
• Pricing and projections: Run margin analysis on merchant pricing requests, support our pricing tools and quote-to-cash process, and own the operating model, budget, and scenario planning
• AR/AP and operational excellence: Run the AP cycle and AR collections, write SOPs for recurring processes, and help shorten the month-end close as the team grows

What they're looking for:

• 1-3 years in investment banking, consulting, Big 4 advisory, or FP&A/treasury at a high-growth company
• Advanced Excel / Google Sheets skills; able to build a 3-statement model and cash forecast from scratch
• Ability to turn analysis into clear, concise slides for leadership
• Strong attention to detail and comfort reconciling data across multiple sources
• High ownership: you finish what you start without being chased
• Comfortable with ambiguity and the pace of a high-growth startup, and ready to work hard
• Bachelor's degree in Finance, Accounting, Economics, or a related field
• Experience in payments, fintech, or financial services
• Familiarity with interchange, processor fees, or merchant pricing
• Exposure to treasury operations, cash management, or AR/AP SQL or other data skills
• Interest in stablecoins, crypto, or alternative payment rails

Benefits:

• Performance bonus
• Meaningful ownership
• Broad exposure across treasury, FP&A, pricing, and strategy at a rapidly scaling fintech
• Direct work with finance leadership and visibility into board-level decisions
• Collaborative and innovative work environment with world-class investors
• An equity grant, allowing you to share in the long-term success of the company
• Health and wellness benefits
• 401(k) savings plan
• Flexible time off