Global Banking & Markets - Private - Dallas - Analyst - Real Estate Credit & Asset Management

The Loan Management team is a business unit within the Global Banking and Markets division, primarily supporting the Mortgage Loan Trading desk and Global Banking and Markets’ Real Estate Finance Group.  The team is a multi-faceted diligence and asset management platform specializing in whole loan acquisition, sales, securitizations, and financing opportunities. The Loan Management team has product expertise across mortgages, consumer loans, real estate and warehouse financing.

This role will have key responsibilities in underwriting/managing /overseeing commercial real estate loans that GS has an interest in.

General:
- Work collaboratively to achieve department and firm objectives
- Develop and maintain market relationships with appropriate vendors and other industry participants 
- Support and participate in structuring and execution of optimal financing solutions for external clients
- Assist in loan level financings, appraisal review, and other activities that may require feedback from the debt originations or real estate finance groups
- Keep Senior Management informed about potential decisions’ impact on assets and asset performance

Underwriting
- Analyzing and presenting opportunities and risks inherent in specific sectors and markets
- Performing valuation analyses and due diligence related activities
- Tracking and forecasting operating cash flows from real estate assets using a combination of market data, property specific operating norms, actual performance data and GS specific standards required to evaluate, pursue, and close debt investment opportunities.
- Coordination of internal and external resources to analyze investments opportunities

Asset Management
- Help oversee and/or directly manage a diverse portfolio of commercial real estate loans
- Excel cash flow modeling/forecasting in conjunction with the use of market sale and rent comps to determine real estate values across a variety of property types: multifamily, hospitality, retail, industrial, office, self-storage, senior living, etc. 
- Preferred experience in ARGUS or Rockport Excel cash flow modeling/forecasting in conjunction with the use of market sale and rent comps to determine real estate values across a variety of property types: multifamily, hospitality, retail, industrial, office, self-storage, senior living, etc.

- Great interpersonal skills, interacting with property managers, third party vendors, credit risk managers, borrowers, and attorneys
- Monitoring business plan performance and making tactical and strategic recommendations, as appropriate

Analysis & Reporting 
- Prepare and present transaction memos summarizing due diligence and credit analysis for obtaining internal approvals
- Prepare and present quarterly business plan updates, market updates and factors affecting collateral value and ultimate stabilization timeline to senior management and internal clients for review and approval
- Prepare and update monthly reporting packages for management and clients 

Basic Qualifications:
- 1-3 years of experience in originating/underwriting CRE loans and/or managing performing/distressed assets 
- Experience valuing multiple commercial real estate product types 
- Proficiency in Excel, PowerPoint and Word
- Strong academic background 

Preferred Qualifications:
- Excellent quantitative, verbal and written communication skills
- Self-motivated, ability to work both autonomously and in a team setting
- Solid analytical/logical mindset and attention to detail
- Strong sense of accountability and dedication to continuous improvement
- Ability to work under pressure and meet deadlines ensuring high quality output

We Offer Best-In-Class Benefits

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

Holiday & Vacation Policies

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs

Read more about the full suite of class-leading benefits our firm has to offer.