Insurance Underwriter - Risk Specialist

Mercor connects elite creative and technical talent with leading AI research labs. They are seeking Insurance Underwriting Specialists to design underwriting scenarios, create reference responses, and evaluate AI-generated outputs for accuracy in risk selection, policy interpretation, pricing, and judgment.

What you'll do:

• Design realistic scenarios involving risk selection, exposure analysis, policy terms, exclusions, endorsements, pricing, and coverage determinations
• Create work products such as underwriting decisions, risk assessments, rating rationales, coverage analyses, and referral write-ups
• Write "golden" reference responses at experienced underwriting-professional quality
• Grade AI-generated responses against structured rubrics for risk-selection accuracy, provision interpretation, pricing correctness, and sound judgment
• Identify misread policy language, flawed risk classifications, incorrect pricing math, and gaps in documented rationale
• Provide written feedback the research team uses to improve model behavior

What they're looking for:

• 2+ years of professional experience in insurance underwriting (any line)
• Understand how policy provisions, exclusions, endorsements, and rating factors determine coverage and price
• Can weigh risk, exposure, and financial evidence and articulate a defensible decision with a documented rationale
• Demonstrate excellent written analysis, balanced judgment, and high attention to detail
• Can distinguish underwriting decisions from sales/agent recommendations and from formal legal advice
• CPCU, CLU, AINS, ARM, AU, FALU, or comparable industry credential
• Experience across multiple lines of business or specialty risks
• Reinsurance, treaty, or facultative underwriting experience
• Actuarial, pricing, or catastrophe-modeling exposure
• Experience with regulatory filings, compliance, or audit review