Internship Credit Analyst

Guaranty Bank & Trust provides a community bank environment, and its Credit Analyst Internship offers students hands-on training with the Credit and Commercial Lending teams. The intern will support commercial credit analysis, loan preparation and review, departmental operations, and related projects while gaining practical experience in community banking.

What you'll do:

• Prepares financial statement analyses and reviews related credit materials, including accounts receivable and payable agings, tax returns, credit bureau information, and industry-related resources
• Understands and applies the bank’s credit-related policies and procedures to support credit department activities
• Assists commercial loan officers with the preparation of loan packages, analyses, and documentation for internal credit review and approval
• Reviews loan files and supporting documentation to ensure completeness, accuracy, compliance, and proper structure
• Provides day-to-day operational, analytical, and administrative support to the Credit and Commercial Lending departments
• Leads or assists with ad hoc projects, special assignments, and departmental initiatives, demonstrating flexibility and a willingness to contribute wherever support is needed
• Willingly pitches in on a wide range of tasks and responsibilities, adapting to changing priorities and business needs to help ensure work is completed accurately and timely
• Performs all job functions in compliance with company policies and applicable federal and state regulations, including BSA/AML, OFAC, and GLBA/privacy requirements
• Performs other duties as assigned

What they're looking for:

• Currently enrolled College student working towards a degree in a business, finance, or economics in Boulder, Colorado
• Ability to communicate clearly and professionally, both verbally and in writing, with teammates across the organization
• Demonstrates professionalism, reliability, and a positive attitude when interacting with others
• Displays intellectual curiosity, a strong desire to learn, and the confidence to ask thoughtful questions
• Ability to think critically and logically to help identify issues, gather information, and support problem-solving efforts
• Ability to follow detailed instructions, learn new processes, and adapt to new concepts and systems
• Strong organizational skills with the ability to prioritize tasks, manage multiple assignments, and maintain attention to detail and accuracy
• Self-motivated with a strong sense of accountability and the ability to follow through on assigned tasks
• Ability to complete work within assigned timeframes while maintaining quality and integrity
• Maintains strict confidentiality of all information obtained during the course of job duties and adheres to all bank policies and procedures regarding confidentiality
• Good working knowledge of Microsoft Office applications, particularly Word and Excel
• Must be legally authorized to work in the US

Benefits:

• Medical insurance for employees and their eligible dependents in accordance with written plan documents
• Dental insurance for employees and their eligible dependents in accordance with written plan documents
• Vision insurance for employees and their eligible dependents in accordance with written plan documents
• Life insurance for employees and their eligible dependents in accordance with written plan documents
• Eligible employees may receive a health savings account option
• Eligible employees may receive access to an Employee Assistance Program (EAP)
• Eligible employees may receive access to a health rewards program
• A retirement savings plan, including 401(k) and Profit-Sharing plans
• Short- and long-term disability benefits
• Education and training benefits