Operations & Compliance Analyst, Kin Financing

Kin makes homeowners' lives simpler, more affordable, and better through data-driven insurance and financial products. The Operations & Compliance Analyst will own Kin Financing's licensing, reporting, audit, vendor review, and process improvement work, while helping the lending business scale and supporting its transition toward program or project management.

What you'll do:

• Own ongoing reporting obligations to licensing bodies, investors, warehouse lenders, and service providers, and manage the renewal calendar for all Kin Financing lending licenses
• Run the application process for new state licenses, warehouse lenders, investors, and service providers from first filing through approval
• Maintain Kin Financing's policies and procedures so they stay an accurate record of how the business actually operates
• Coordinate audits end to end and own post-audit remediation through closure
• Drive the review and approval process for Kin Financing vendor contracts in partnership with Kin's Legal, Finance, and Information Security teams
• Document the processes you inherit, then refine them — once you know the work well enough to see where it could run better, bring us the changes
• Use AI tools to work faster and with better coverage — researching regulatory requirements, drafting first-pass policy and process documentation, and reducing the manual load of recurring reporting

What they're looking for:

• 1-3 years of working experience required
• No mortgage, financial services, or legal background is required
• • Bachelor's degree
• • 1–3 years of professional experience in a role with recurring hard deadlines and external-facing obligations — reporting, filings, client deliverables, vendor or partner coordination
• • A track record of accurate work in a context where mistakes carry consequences — filings, financial records, contracts, regulated reporting, or similar
• • Experience picking up unfamiliar rules, systems, or procedures quickly and getting them right, asking questions early rather than guessing
• • Experience taking over work from someone else and running it without needing it re-explained
• • Written and verbal communication that stands on its own with external parties like regulators, auditors, lenders, and vendors, without leadership rewriting it first
• • Interest in growing into program or project management — this role is built as a path into PMO or adjacent work at Kin Financing, not a stationary compliance position
• Please only apply if you are able to live and work full-time in one of the states listed above
• Applicants must be able to live and work full-time in Ontario to be considered

Benefits:

• Company equity through Restricted Stock Units (RSUs), granted as part of the standard compensation package and based on role and level
• 401(k) with company match up to 4% of eligible earnings
• Multiple medical plan options, plus dental and vision coverage
• Company-funded HSA contributions, based on medical plan selection
• Company-paid life insurance and short-term disability
• Supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance
• Access to mental health support and confidential counseling resources
• Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
• Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
• Career mobility and internal growth opportunities across the organization