Summer Analyst

Susser Bank is a Texas regional bank seeking high-performing college students for its 2027 Banker Development Program Summer Analyst Program. The role provides structured commercial credit training and hands-on exposure to financial analysis, underwriting, portfolio management, lending operations, and client relationship development.

What you'll do:

• Complete structured training in commercial lending, financial statement analysis, credit risk management, underwriting fundamentals, loan structuring, and portfolio management
• Develop foundational proficiency in financial spreading, cash flow analysis, global debt service calculations, covenant analysis, and risk identification
• Build an understanding of Susser Bank credit policy, approval processes, regulatory expectations, and credit culture
• Assist in analyzing financial, credit, and collateral information for new and existing commercial credit relationships
• Support the preparation of clear, concise, and well-supported credit memoranda, financial spreads, risk assessments, and transaction summaries for presentation to credit committees
• Identify material credit considerations and assist in evaluating transaction structures consistent with Bank policies and sound credit practices
• Participate in borrower and lender discussions, diligence activities, underwriting reviews, credit committees, and departmental credit meetings while gaining exposure to Commercial & Industrial (C&I), Commercial Real Estate (CRE), and specialty lending transactions
• Support phases of commercial lending
• Review incoming financial statements, update financial spreads, and communicate identified concerns to the credit team
• Assist Analysts and other team members with portfolio management activities and ongoing risk monitoring initiatives
• Develop a practical understanding of how credit, lending, loan operations, and servicing functions work together to support client relationships
• Participate in mentorship opportunities, leadership development activities, team-building events, executive networking sessions, and lender calls facilitated by members of the Credit or Lending teams

What they're looking for:

• Pursuing a bachelor's degree in Finance, Accounting, Business, Economics, or a related field, with junior year completed at a minimum before the program begins
• Minimum cumulative GPA of 3.3
• Plan to complete a minimum of 9 semester hours of Accounting coursework, including an intermediate course, before graduation
• Demonstrated interest in commercial banking, credit analysis, financial analysis, commercial lending, or financial services
• Strong analytical aptitude and ability to interpret financial information
• Excellent written, verbal, organizational, and interpersonal communication skills
• Strong attention to detail, organization, and time management skills
• Ability to work independently and manage multiple priorities in a collaborative, team-oriented environment
• Proficiency in Microsoft Office, including Word and Excel; experience with formulas, pivot tables, or financial analysis tools is preferred
• Strong quantitative and problem-solving capabilities
• Demonstrated leadership experience through academic, extracurricular, internship, or work-related activities
• Intellectual curiosity and a desire to continuously learn

Benefits:

• Paid, full-time, 100% in-office summer program
• Structured credit training
• Meaningful transaction exposure
• Executive mentorship
• Hands-on exposure across the commercial lending platform
• Mentorship opportunities
• Leadership development activities
• Team-building events
• Executive networking sessions
• Lender calls facilitated by members of the Credit or Lending teams